Baccarat: A Beginner’s Guide

Baccarat is a popular card game that has been enjoyed by players for centuries. It is a game of chance that is easy to learn and play, making it a popular choice among casual and serious gamblers alike. In this article, we will provide a comprehensive guide to baccarat, including the rules of the game, how to play, and strategies for success.

What is Baccarat?

Baccarat is a card game that is played between two hands, the “Player” and the “Banker”. The objective of the game is to predict which hand will have a total value closest to 9. The value of each card in the deck is as follows: cards 2 through 9 are worth their face value, 10s and face cards are worth 0, and aces are worth 1.

How to Play Baccarat

To start a game of baccarat, the dealer will shuffle the deck and deal two cards to both the Player and Banker. The hand with the highest total value, up to a maximum of 9, wins the game. If either hand has a total value of 8 or 9, it is considered a “natural” and the game is over. If both hands have the same value, the game is a tie.

If neither hand has a natural, the Player hand will be dealt a third card if their total value is 0 to 5. The Banker hand will be dealt a third card based on specific rules, which can vary depending on the casino. The hand with the highest total value after the third card is drawn wins the game.

Betting in Baccarat

In baccarat, players can place their bets on either the Player, Banker, or a tie. If the bet is placed on the Player and they win, the payout is 1 to 1. If the bet is placed on the Banker and they win, the payout is usually 0.95 to 1, with a 5% commission taken out for the house. If the game is a tie, the payout is usually 8 to 1.

Strategies for Success in Baccarat

One of the most popular strategies in baccarat is to bet on the Banker hand, as it has a slightly higher chance of winning. It is also wise to avoid betting on ties, as the odds of a tie are lower and the payouts are not as high. Another strategy is to keep track of the results of each game, as some players believe that there is a pattern to the results. However, it is important to remember that baccarat is a game of chance and no strategy can guarantee success.


Baccarat is a fun and exciting game that is easy to learn and play. Whether you are a beginner or a seasoned player, there is something for everyone at the baccarat table. With its simple rules, fast-paced gameplay, and potential for big payouts, it is no wonder why baccarat is one of the most popular games in the casino. So, why not give it a try and see if luck is on your side?